Case Study: CARE - Private Investigator/Security


Our CARE Adjuster reviewed the 2017 NCCI, California and New Jersey Experience Ratings.



NCCI Mod Correction: Upon review of the NCCI Experience Rating and loss runs, CARE determined BXSInsurance-Care-Results-Iconthat a claim should have been reported at a lower incurred value. CARE requested the carrier to correct the Mod.

California Mod Correction: CARE also discovered that a claim had been reported to the California and New Jersey workers' compensation bureaus simultaneously. We asked the carrier to correct their California statistics.




Due to our involvement in the claim, the Mod was reduced from 1.16 to 1.07. The client’s manual NCCI premium is expected to exceed $600K, which coincides with a $54,000 savings.

The California Mod was reduced from 199% to 188% (11% reduction), which will decrease its California premium by approximately $6,820.


Client Testimonial

“Thank you for sharing this information. We’ve come a long way, and I’m looking forward to our continued success, which will ultimately get our Mod down to 1.00 or lower. Hats off to everyone involved in the process!”


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