Mastercard BusinessCard
You seize every opportunity possible for your business. Now BancorpSouth's Mastercard® BusinessCard helps you take advantage when opportunity presents itself — by giving you more financial flexibility with the stability and security of Mastercard®.
Credit Card Rewards
Earn points for everyday purchases and redeem them for gift cards, air travel, vacations and more!
No Annual Fee
Enjoy the safety, security and convenience of Mastercard® with no annual fee.
EMV Chip Security
Enjoy built-in chip technology for an added layer of protection.
- Free enrollment in our optional Rewards Program
- No annual fee
- Security of chip technology
Features & Benefits
Features and Benefits
- No annual fee
- Free enrollment in our optional Rewards Program
- Receive 3,000 rewards points to your account when you register for BancorpSouth Rewards
- 24-hour access to cash
- Automatic bill payment
- Added security of chip technology
- For more information on EMV chip technology please click here
- Free enrollment in automatic payment draft options
- Manage your account online:
- View statements and transactions, and build expense reports
- Enroll in our Easy Savings Program
- Earn up to 20% of your purchase back at qualified merchants such as hotels, car rentals and vehicle maintenance merchants
- Consolidated or individual billing options
- Optional Overdraft Protection for BancorpSouth checking accounts
- Save on fuel, shipping, travel and more
- Enjoy secure ATM access with customer-selected PIN
- Optional annual summary of charges
- Extended Warranty at no extra charge
- Emergency Cash Advances
- Purchase Assurance® on damaged or stolen purchases
- Travel assistance services, including MasterAssist® Travel Assistance and Travel Services Medical Assistance®
- MasterRental® Insurance Coverage
- MasterCard® Global Service on lost or stolen cards
- MasterCard VAT Reclaim Service
- MasterGuest® vacation planning service
- Rebates from MasterCard Hotel Network and brand name car rental agencies
- Small business savings up to 5% from:
- 19,500 brand name gas locations
- Over 1,700 maintenance locations nationwide, including:
- Fuelman Network, Firestone, and TiresPlus
Requirements & Fees
Requirements
- Minimum limit: None
- Subject to credit approval(1)
Fees:
- Annual fee: None
- Transaction fees:
- Balance transfer: Either $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $60)
- Cash advance: Either $10 or 3% of the amount of each cash advance, whichever is greater (maximum fee: $60)
- Foreign transaction: 2% of the U.S. dollar amount of transactions converted from a foreign currency
- Penalty fees:
- Late payment fee: $35
- Overlimit fee: $35
- Returned payment fee: $35
- Rates:
- Prime + 8.65% APR on purchases(3)
- Prime + 14.65% APR on cash advances(3)
For additional fees, please see our BusinessCard Credit Card Agreement.
Disclaimers:
(1)Approval subject to standard credit card lending policies. Certain conditions apply.
(3)Purchase rate will not exceed 21.00% APR.
