Business Checking
We are in business to help you do business. Our Business Checking accounts are designed to help manage your funds, make purchases easier and help you stay ahead of your competition. We offer accounts tailored to your company’s needs — accounts that will simplify your workday so you can concentrate on other aspects of your business.
Treasury Management Services
Our full range of services are designed to help you better control, analyze, track, move, invest and manage your funds.
Flexible Financing
We offer financing options so you can get the equipment your business needs.
Access to Funds 24 Hours
Get the money you need whenever you need it.
Compare Business Checking Options
- Opening Deposit
- Monthly Requirements
- Monthly Service Charge
If requirements
are not met - Balance Required
to Earn Interest - Interest Earned
- Withdrawals / Deposits
- Eliminate Paper Waste
- e-Business Checking
- Learn More
- $50
- $500 minimum daily balance or 5 debit card purchase transactions
- $10
- N/A
- 225 FREE transactions per month — each additional transaction is $0.50 (debits, credits, items deposited)
- Simplify Your Business
- Business Checking Plus
- Learn More
- $50
- $5,000 minimum daily balance or 10 debit card purchase transactions
- $20
- N/A
- 500 FREE transactions per month — each additional transaction is $0.50 (debits, credits, items deposited)
- Great for Large Businesses
- Commercial Checking(1)
- Learn More
- $100
- NONE
- $15
- N/A
- $0.16 / $0.30(3)
- Earn Interest
- Business Interest Checking
- Learn More
- $1,000
- $5,000 minimum daily balance or 10 debit card purchase transactions
- $10
- $0-$49,999
$50,000-$99,999
$100,000-$999,999
$1,000,000 and above 
- 50 FREE transactions per month — each additional transaction is $0.35 (debits, credits, items deposited)
- Great for Non-Profits
- Non-Profit Checking
- Learn More
- $100
- $100 minimum daily balance or 10 debit card purchase transactions
- $10
- $0-$49,999
$50,000-$99,999
$100,000-$999,999
$1,000,000 and above - 100 FREE transactions per month — each additional transaction is $0.35 (debits, credits, items deposited)
Disclaimers:
(1)Monthly assessment on the average ledger balance. A credit, to offset service charge, is calculated on the investible balance (if average collected balance is positive). The investible balance is the average collected balance less than 10%.
(2)Additional fees may apply per deposit item depending on the type of item; please see our Commercial Checking fee disclosure for more details.
(3)BancorpSouth Credit Card is subject to standard credit card lending policies.
(4)10 free Bill Pay transactions per month, each additional Bill Pay transaction is $0.75.
(5)Business Online Banking is $9.99 per month with unlimited Bill Pay.
(6)Business Online Banking is required to receive online statements.
(7)If account is not enrolled in an online statement there will be a $2 monthly fee for truncated or $4 for imaged paper statement. Paper statement fee is avoided with a minimum daily balance of $500.
(8) If you receive both online statements and image statements, there will be a $2 monthly fee for truncated or a $4 monthly fee for image paper statements. Monthly paper statement fee is avoided with a minimum daily balance of $500.