Commercial Checking

Your business has become a large operation. Many people rely on you to keep it running smoothly, so rely on Commercial Checking to help you stay on track. Our Commercial Checking account is for those businesses that do more than 500 transactions per month, maintain large balances, and/or need to take full advantage of our Treasury Management services. Plus, you can get a detailed analysis statement that combines all your commercial accounts.

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Online Banking

Check your balances, view your transaction history, pay bills and more — all from your computer or mobile device.


Unlimited Bill Pay

Conveniently receive, track and pay all your bills online in minutes.

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Free Debit Card

No more worrying about cash or checks for your business expenses.

  • Full Treasury Management services
  • Perfect for large balances
  • Monthly insurance assessments
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Features & Benefits

Features and Benefits

  • Business Online Banking with unlimited Bill Pay(6)
  • Get a free MasterCard® BusinessCard® Debit Card
  • Keep track of your account with free Online Statements(7)
  • Free itemized monthly statements with imaged checks
  • Treasury Management services
  • Access to your account information 24 hours a day with just a quick call to our InfoLine at 1-888-797-7711

Additional Benefits

  • Personal checking for business owner and all employees
  • Check-less checking is available for employees that aren’t eligible for a standard checking account
  • No-annual-fee BancorpSouth Business Credit Card(4)
Requirements & Fees


  • Opening deposit: $100
  • Minimum balance requirement: none(13)


  • Monthly service charge:
    • $15 per month
  • Transactions:
    • $0.16 per debit posted
    • $0.30 per deposit(3)
  • Business Online Banking with Bill Pay:
    • $9.99 per month
    • Unlimited Bill Pay transactions
  • Monthly statements:
    • Free Online Statements
    • Free image statements with imaged checks
  • Other:
    • An additional fee not to exceed 5% above the current discount rate will be applied if the average collected balance is negative
    • Commercial Checking account service charges are assessed via account analysis(11)

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Relevant FAQs

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