Business Certificates of Deposits (CDs)

Internal transfers made prior to 10:30 p.m. on any business day will post to your account on the same business day. Internal transfers made after 10:30 p.m. will post the following business day. External transfers will display the posting options with the settlement dates. The standard option takes 3-4 business days to complete and the next day option, if available, will take one (1) business day. External transfers requested prior to 4:00 p.m. will begin processing the same business day.

The External Funds Transfer feature is available through the Online Banking product.  This feature allows transfers to and from accounts that are not with BancorpSouth.  This is not a substitute for wire transactions because of limits imposed (look at External Transfer Limits) and the time factor. This type of transfer can take and average of 2 to 4 business days. These transfers utilize the ACH system. It is a convenient and inexpensive way to move funds into and out of your BancorpSouth accounts. To initially set up all accounts, access your Online Banking and click on External Transfer located on the green tool bar. The set up process takes 2 to 4 business days. Even BancorpSouth accounts must be set up. You must be an owner of both accounts to transfer. Transfers into a BancorpSouth account can be done at no charge. There is a $2.50 fee for each transfer from BancorpSouth to another bank's account. The description that shows on your account history will have "A2A transfer".

Checking or savings accounts can be signed up for online statements.  Any other accounts that you want to view must be combined to the checking account statement. The types of accounts that can be added are Savings, CD's, IRA's and other checking accounts. Please contact customer service to add accounts to your statement. No loans or credit cards can be added to the statement.