Checking

The one constant in your life is change, so you need a checking account that matches the way you live today. We offer a variety of checking accounts designed to fit specific financial lifestyles. Whether you are a student on the go, a retiree on a fixed budget or someone in between, we have a checking option that is right for your life.

Direct Deposit Icon

Direct Deposit

Have your payroll, Social Security or other recurring income directly deposited.

Online Banking Icon

Online Banking

Check your balances, view your transaction history, pay bills and more — all from your computer or mobile device.

Mobile Banking Icon

Free Mobile Banking

View your account activity, pay bills, transfer money or find a branch location near you.

Find a Location


Compare Personal Checking Options

Comparison Grid Personal Checking Options
 
Great for Everyone &
Students Under 25

Earn High Interest
Earn Tiered Interest
Great for Seniors Age 62+
  My Way
Checking

Performance
Checking
 
Interest Plus
Checking
 
Heritage
Checking

  Open Account
Open Account  Open Account  Open Account 
OPENING DEPOSIT
$50
$50
$1,000
$50
AVOID SERVICE CHARGE BY MEETING THESE MONTHLY REQUIREMENT(S)
$100 minimum daily balance or five (5) debit card purchase transactions or at least one (1) Direct Deposit of $100 or more
$1,000 minimum daily balance or meet Higher Rate requirements(2)
$1,000 minimum daily balance
$500 minimum daily balance
MONTHLY SERVICE CHARGE IF REQUIREMENTS ARE NOT MET
$5 - Everyone 
$0 - Students under 25
$10
$10
$8
INTEREST EARNED
No
 Higher Rate (2)  Tiered Rates (3)
MONTHLY STATEMENT FEES
$0 - Online Statements (4)
$2 - Paper Statements
$4 - Paper Statements
with Images
No fee with $500 balance
$0 - Online Statements (4)
$2 - Paper Statements
$4 - Paper Statements
with Images
No fee with $500 balance
No fee for online or paper statements
No fee for online or paper statements
DEBIT CARD




ONLINE BANKING




BILL PAY




BUDGETWI$E®




MOBILE BANKING
 (5)
 (5)
 (5)
 (5)
OVERDRAFT PROTECTION AVAILABLE
 (6)
 (6)
 (6)
 (6)
BANCORPSOUTH CREDIT CARD AVAILABLE
 (7)
 (7)
 (7)
 (7)
ADDITIONAL FEATURES
Students under 25 receive first box of checks printed at no charge(9)
Up to 5 ATM refunds when requirements are met (2)
————
Travel and entertainment discounts, plus insurance and free checks (8)