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We have a few features we´d like to share.

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My Way Checking

You choose to live life your way, so choose the checking account that lets you pick the services and perks you want. My Way Checking allows you to customize an account that is just right for you.

Online Banking Icon

Free Insurance Quote

Check your balances, view your transaction history, pay bills and more — all from your computer or smartphone.

BudgetWise Icon


View account balances, track budgets and more, all in one convenient place.

Debit Card Icon

Free Debit Card

Never worry about checks again with a free debit card when you open an account.

  • Pick the services you want
  • Avoid your monthly service fees 
  • Open an account with as little as a $50 minimum opening balance
Open an Account Learn More
Features & Benefits

Features and Benefits

  • Complete at least one of the following during the statement cycle to waive your monthly fee:
    • Maintain a minimum daily ledger balance of $100
    • Conduct five debit card purchase transactions
    • Have at least one direct deposit (ACH deposit) of $100 or more
  • Enjoy unlimited check writing
  • Benefit from free direct deposit and have your payroll, Social Security or other recurring incomes deposited straight into your checking account
  • Get a free MasterCard® Debit Card
  • Keep track of your finances with free Online Statements(3)
  • Manage your accounts with free Online Banking
  • Free Bill Pay to make monthly payments through our secure website
  • Gain access to BudgetWi$e, our free online budgeting tool
  • Enjoy free Mobile Banking(5)
  • Bundle your checking and savings accounts for a more convenient way to budget and save toward your goals
  • Gain access to your account information 24 hours a day with just a quick call to our InfoLine at 1-888-797-7711

Want to get more from your My Way Checking account? With our optional add-on products, you can build in the extra features that you want, for a minimal fee, without having to update your checking account option.

Add-On Benefits

  • Get a no-annual-fee BancorpSouth Credit Card(7)
  • Overdraft Protection available(6)
  • Personalize your debit card by making it one of our collegiate or specialized Affinity Cards(12)
  • Upgrade to our PLUS PACKAGE(10)
    • Receive $10,000 in Accidental Death and Dismemberment Insurance (AD&D)
    • Receive Payment Card Protection for lost or stolen credit, debit and ATM cards
    • Enjoy online local savings
    • Enjoy everyday Rebate Rewards
    • Receive $2,500 Identity Theft Insurance
    • Find out more about the PLUS PACKAGE add-on services…
Requirements & Fees


  • Opening deposit: $50
  • Monthly requirements to waive monthly service fee: 
    • $100 minimum daily ledger balance
    • Five debit card purchase transactions
    • At least one direct deposit (ACH deposit) of $100 or more


  • Monthly service charge:
    • $5 if monthly requirement is not met
  • Monthly statements:(3)
    • Free Online Statements
    • Monthly paper statement fee:
      • Free with minimum daily ledger balance of $500
      • $2 for a truncated paper statement
      • $4 for a paper statement with images
  • Free Bill Pay with personal checking accounts
  • Optional Plus Package add-on services:
    • $4.50 per month if account holder is under the age of 60
    • $3.50 per month if account holder is aged 60 or better

Find a Location

Relevant FAQs

How do I learn more about Text Banking?

How much does it cost to get a prepaid card?

I am POD on my parents account, can I add this account to my Online Banking?

More FAQs

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