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VIEWING: Personal

Student Checking

It’s the yin and yang of being a student. You have a lot on your mind but not a lot in your wallet. BancorpSouth’s Student Checking makes banking easier and more affordable for you.

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Free Online Statements

Go paperless and eliminate clutter by managing your accounts online.

Mobile Banking Icon

Free Mobile Banking

View your account activity, pay bills, transfer money or find a branch location near you.

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Free Debit Card

Never worry about checks again with a free debit card when you open an account.

  • Enjoy no minimum balance requirement
  • Receive Online Banking with Bill Pay 
  • Receive a Mastercard® Debit Card 
Open an Account Learn More
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Features & Benefits

Features and Benefits

  • Enjoy no minimum monthly balance requirements
  • Face no monthly maintenance charge
  • Enjoy unlimited check writing
  • Benefit from direct deposit (ACH deposit) and have your payroll or other recurring incomes deposited straight into your checking account
  • Get a Mastercard Debit Card
  • Keep track of your finances with Online Statements(4)
  • Manage your account with Online Banking
  • Utilize Mobile Wallet – a fast and secure way to keep pace with your lifestyle(14)
  • Bill Pay to make monthly payments through our secure website
  • Gain access to BudgetWi$e, our online budgeting tool
  • Enjoy Mobile Banking(5)
  • Show your school pride. Ask us how you can upgrade your checks to include your college’s logo.
  • Bundle your checking and savings accounts for a more convenient way to budget and save toward your goals
  • Gain access to your account information 24 hours a day with just a quick call to our InfoLine at 1-888-797-7711

Want to get more from your Student Checking account? With our optional add-on products, you can build in the extra features that you want, for a minimal fee, without having to update your checking account option.

Add-On Benefits

  • Overdraft Protection available(6)
  • Personalize your debit card by making it one of our collegiate or specialized Affinity Cards(12)
Requirements & Fees


  • Students through age 24(1)
  • Opening deposit: $50


  • Monthly service charge:
    • None for students through age 24(1)
  • Monthly statements:(4)
    • Online Statements
    • Monthly paper statement fee:
      • No charge with minimum daily ledger balance of $500
      • $2 for a truncated paper statement
      • $4 for a paper statement with images
  • Free Bill Pay with personal checking accounts

Relevant FAQs

Do you have student credit cards?

What types of accounts can be viewed with Online Statements?

How can I withdraw money from my personal checking account?

More FAQs

Find a Location

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