BancorpSouth Rewards

You love earning rewards. We enjoy making it simple. Earn a point for every dollar you spend on your BancorpSouth Credit Card. Then redeem your points for gift cards, air travel, car rentals and more!


Earn Points Automatically

Earn points with every swipe of your credit card and watch the rewards stack up.


Redeem Points Online

Redeem your points online for gift cards, vacations, and more! 


Monthly Points Report

Keep track of your credit card points with monthly reports.

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Features & Benefits

Features and Benefits

Gift Cards

  • Use your points to get gift cards that are available for over 30 retailers and restaurants! Shop for apparel, electronics, books, sporting goods and much more online and in-store, or treat yourself to your favorite restaurant — the choice is yours!

Air Travel

  • Receive a discount on airline tickets or even a free airline ticket valued anywhere from $350 to $5,000.

Car Rentals

  • Use your points to get travel vouchers to some of the worlds largest car-rental companies.


  • Use your points to take a cruise for up to 7 nights to locations that include the Bahamas, Alaska and even Europe. Also use your points for credits onboard the cruise of your choice.

Resorts & Travel 

  • Use our system, which is powered by Orbitz®, to plan your next vacation. Your points can get you a gift card for stays at some of the nicest hotels, for a full Disney World® vacation, or even for a stay at several world-class resorts around the globe.
How to Enroll

How to Enroll

Start enjoying the benefits of BancorpSouth Rewards after just three steps:


  • Not currently enrolled for BancorpSouth Rewards? We offer three different ways that you can sign up your credit card to start earning rewards points for the items you purchase.
    • Visit any BancorpSouth location
    • Call 1-800-844-2723
    • Fill out an online rewards application here
  • Please allow 5-7 business days for us to verify and activate your card for enrollment.


  • Once enrolled for BancorpSouth Rewards, visit to complete registration to track and redeem your Rewards points securely and online.


  • Your rewards points will be reported monthly on your BancorpSouth credit card statement and are recorded automatically as you use your BancorpSouth credit card.
  • When you are ready to redeem your points, visit or call 1-866-960-7974.

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