Food and Beverage Services

BXS Insurance has more that 30 years of experience designing customized insurance packages for restaurants across the country. We understand the challenges faced by the food service industry and the need for increased efficiency and profitability. Our customized insurance programs offer various lines of coverage specializing in commercial packages including liability, property, workers' compensation, umbrella and personal excess liability insurance coverage.

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Increased Efficiency

Increase your company's level of efficiency by ensuring your processes and employees are taken care of.


Maximized Profitability

With the perfect insurance solution for you, it allows for maximized profitability for your company.


Specialized Commercial Packages

We understand that every company is different, which is why we can tailor a package specifically for your business.

  • Easily train your managers and employees
  • Custom insurance solution for your business
  • Customized business risk evaluations
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Coverage & Benefits

Available Coverage

  • Commercial Property
  • Commercial Automobile
  • Commercial General Liability
  • Business Interruption
  • Cyber Liability/Data Security Liability
  • Trade Name Restoration
  • Workers’ Compensation
  • Umbrella/Excess Coverage
  • Employment Practices Liability
  • Crime
  • Fiduciary Liability

Available Services

  • Receive claim and experience modifier analysis identifying loss-cost drivers
  • Receive premises liability, fire protection and security surveys
  • Benefit from crisis management and emergency planning
  • Receive training-needs analysis and curriculum
  • Receive training for managers, supervisors and employees
  • Benefit from building valuation services
  • Receive in-house risk management including in-depth evaluation of your operational risks, such as human resources/safety, fixed assets, fleet and contractual experience
  • Receive in-house loss control including help with operational safety programs
  • Receive in-house claim advocacy helping with coverage, conflict, claim strategy, mediation and resolution
  • Benefit from in-house workers' compensation experience modification review, focusing on claim reserves, which could lead to mod/premium reduction
  • Receive in-house monitoring for all workers' compensation claims in excess of $5,000

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