VIEWING: Insurance

Disability Insurance

Disability insurance from BancorpSouth Insurance ensures you receive a steady stream of income if you can no longer work due to injury or a disability. If you are self-insured or work for an employer that does not offer disability benefits, a disability insurance policy can protect your income should psychological or physical impairments keep you from completing tasks associated with your job.

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Customized Plan

Create a disability insurance solution that is customized to fit your budget and individual needs

InsDisabilityNonWorkAccident

Non-Work Accident Coverage

Not all accidents happen at work. Be sure that you have a policy that will cover you even away from work.

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Short & Long Term Options

Optional coverage in the event that you are unable to work for a short or long term period of time.

  • Experienced staff that understands your needs and budget
  • Source of income when you can’t work due to disability
  • Compares rates for the best coverage options
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Coverage & Benefits

Available Coverage

  • Home / condo / rental property / mobile home
  • Other structures (detached buildings, fences, retaining walls, etc.)
  • Personal property
  • Additional living expense if you’re displaced from your home during repairs
  • Liability (including personal injury)
  • Valuable articles (jewelry, fine arts, firearms, etc.)
  • Identity theft
  • Earthquake (optional)
  • Flood (optional)
  • Natural disaster coverage

Benefits of Coverage

  • Liability protection if someone is injured on your property
  • Covers possible wind and hail damage
  • Customized to cover other assets such as jewelry and art.
  • Protection from possible theft and vandalism
FAQs

Q: What discounts could I potentially qualify for?

A: New Home, Alarm System, Loss-Free, Mature Homeowner and more.



Q: What does homeowners insurance cover?

A: Your homeowners policy covers damage to your house from events such as fire, windstorm/hail, theft, or vandalism. Your policy also protects you from liability if someone is injured while on your property. Lastly, policies can be customized to cover other assets in your home including jewelry and electronics.



Q: Does my homeowners policy cover flood damage?

A: Flood damage is typically excluded from a homeowners policy. Coverage is available through the National Flood Insurance Program. Ask your BancorpSouth Insurance Services professional for a Flood Zone Determination and rate to protect your home and contents from damage from the #1 natural disaster in the US.



Q: I have a home-based business. Are my products covered under my homeowners policy?

Q: Homeowners policies limit coverage for business property. If you keep inventory in your home, ask your BancorpSouth Insurance Services for additional coverage to ensure you’re protected.

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