Home Insurance

Your home is an important investment and often your most valuable asset. Make sure you’re protected with a homeowners insurance policy from one of the country’s most trusted providers. Our team will match you with the right carrier, ensuring you get the broadest coverage you need to protect against losses.


Online Application

We make buying home insurance as easy as possible. Get started today with our Online Application process.


Property Coverage

Insure your home, condo, rental, or mobile home.


Natural Disaster Coverage

Coverage available for potential tornado, fire, or other natural disasters.

  • Ask us about potential discounts
  • Customize your own policy
  • Available protection against theft and vandalism
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Coverage & Benefits

Available Coverage

  • Home / condo / rental property / mobile home
  • Other structures (detached buildings, fences, retaining walls, etc.)
  • Personal property
  • Additional living expense if you’re displaced from your home during repairs
  • Liability (including personal injury)
  • Valuable articles (jewelry, fine arts, firearms, etc.)
  • Identity theft
  • Earthquake (optional)
  • Flood (optional)
  • Natural disaster coverage

Benefits of Coverage

  • Liability protection if someone is injured on your property
  • Covers possible wind and hail damage
  • Customized to cover other assets such as jewelry and art.
  • Protection from possible theft and vandalism

Q: What discounts could I potentially qualify for?

A: New Home, Alarm System, Loss-Free, Mature Homeowner and more.

Q: What does homeowners insurance cover?

A: Your homeowners policy covers damage to your house from events such as fire, windstorm/hail, theft, or vandalism. Your policy also protects you from liability if someone is injured while on your property. Lastly, policies can be customized to cover other assets in your home including jewelry and electronics.

Q: Does my homeowners policy cover flood damage?

A: Flood damage is typically excluded from a homeowners policy. Coverage is available through the National Flood Insurance Program. Ask your BXS Insurance professional for a Flood Zone Determination and rate to protect your home and contents from damage from the #1 natural disaster in the US.

Q: I have a home-based business. Are my products covered under my homeowners policy?

Q: Homeowners policies limit coverage for business property. If you keep inventory in your home, ask your BXS Insurance for additional coverage to ensure you’re protected.

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