We Gained More Ground By Walking In Our Customers' Shoes.
We’ve expanded our footprint by doing business with our customers on common ground. Give your balance momentum by taking advantage of our Performance Checking rate of 2.00% APY on balances up to $30,000. BancorpSouth is Right Where You Are, whatever your walk of life.
BANCORPSOUTH IS RIGHT WHERE YOU ARE, WHATEVER YOUR WALK OF LIFE.
Earn 2.00% APY on balances up to $30,000, plus get extras like refunded ATMs, convenient mobile banking tools and exceptional customer service. Open today with a deposit as little as $50 and keep your balance on the fast track.
MORTGAGE PRODUCTS AND SERVICES
BancorpSouth Mortgage loan officers can help you determine which mortgage loan product is the best fit for your needs.
PERSONAL BANKING THAT GOES THE EXTRA MILE.
Chattanooga Downtown Branch
631 Broad Street, Suite 150
Stop by or make an appointment: 423-668-5209
The Higher Interest Rate which applies to Performance Checking accounts which meet select requirements at all times during your statement cycle is 2.00% with an Annual Percentage Yield of 2.02% on balances of $0 to $30,000. Offer subject to change at any time.
The Higher Rate is paid on Performance Checking account balances from $0-$30,000, and non-BancorpSouth ATM fee refunds and credits (a total of $4.00 for each of the first five non-BancorpSouth ATM transactions each statement cycle) are given at the end of each statement cycle, when all of the following three requirements are met during a statement cycle: 1. Have at least one ACH debit or credit of $100 or more. 2. Have at least 12 debit card purchase transactions. 3. Receive online statements instead of paper statements by regular mail. If you do not meet all three requirements during the statement period, you will earn the Standard Rate on all balances. The Standard Rate is always paid on that portion of Performance Checking account balances over $30,000, even if the three requirements have been met. The Standard Rate is also paid on balances from $0-$30,000 for the entire statement cycle if any of the three requirements are not met for the Higher Rate at any time during the statement cycle. Rates are subject to change at the bank’s discretion. Fees may reduce earnings. Maintain a minimum balance of $1,000 or meet the Higher Rate requirements to avoid $10 monthly fee.
If the account is not enrolled in an online statement there will be a $2 monthly fee for truncated or $4 monthly fee for image paper statement. The monthly paper statement fee is avoided with a minimum daily balance of $500.
Overdraft protection requires either a BancorpSouth Credit Card or Equity Credit Line (both subject to credit approval).
BancorpSouth Credit Card is subject to standard credit card lending policies.
Affinity Cards are available for any BancorpSouth checking account and have an annual $5 fee per card.
Bank deposit products and services provided by BancorpSouth. Member FDIC.