Welcome to the BancorpSouth Family
On behalf of everyone at BancorpSouth, we welcome you to our new financial home. We are eager to meet you and show you the personal attention that our customers have come to expect.
BancorpSouth is a regional bank that feels like a community bank because at heart, we are a community bank. However, our size allows us to offer you a full range of checking, savings, investment, insurance, wealth management and loan services. BancorpSouth operates over 300 full-service branch locations as well as additional mortgage, insurance and loan production offices.
As a member of the BancorpSouth family, you now have access to more resources and solutions than ever, all designed to make your life easier and better. Be assured you will receive the same level of personal service that you always have, along with a broad range of products and services from BancorpSouth.
Download your customer Resource Guide for important information about your accounts.
Key Things to Know
Our goal is to make your transition to BancorpSouth as smooth as possible. Toward this goal, we will keep you informed every step of the way. Please review the following important information regarding your transition. If you have any questions, please contact your local banker, visit your nearest branch, or review the Texas First State Bank FAQs. We appreciate your business.
Merger. Texas First State Bank joining the BancorpSouth family allows us to serve more customers throughout the state and region with even greater efficiency and convenience.
Integration. Integration refers to the necessary changes to our banking systems to ensure that your account information is transferred into the BancorpSouth system. This transition will take place over the integration weekend, and this is when your Texas First State Bank accounts will become BancorpSouth accounts.
FDIC. Your deposit accounts will continue to be insured by the FDIC. The standard FDIC insurance amount is $250,000 per depositer, per insured bank, for each ownership category. During the first six months after merger, your transferred deposits will be separately insured from any accounts you may already have had at BancorpSouth. This period allows you to evaluate your account structure and maximize FDIC insurance coverage.
Day-To-Day Banking. For now, please continue to use your existing checks, deposit slips and debit cards at this time. Your Texas First State bank accounts and services, including automatic deposits and payments, will continue until you are notified of a change.
Pay Attention to Your Mail. Please pay close attention to your mail. You will receive specific information regarding your accounts and services along with the dates that Texas First State Bank will transition to the BancorpSouth system.
Let Us Answer Your Questions. We will keep you informed every step of the way. Please review the Texas First State Bank FAQs for additional information.
GET TO KNOW BANCORPSOUTH
BancorpSouth was founded nearly 145 years ago to meet the banking needs of a growing community. Through the years, we’ve grown along with the communities in which we work and live. Much has changed, but our mission has always been the same. Learn more.
Guided by uncompromising honesty and integrity, BancorpSouth strives to provide relationship-focused financial services in a manner that: exceeds the expectations of our customers, supports the betterment of our communities, instills pride and passion in our teammates, and delivers value to our shareholders.
At the very heart of BancorpSouth is an unwavering commitment to improving the places we live, work and play. For us, community is everything, and we are committed to supporting the towns, cities and states we call home. Find out more.
Corporate & Social Responsibility
At BancorpSouth, we are committed to a culture of respect, diversity and inclusion in both our workplace and communities. Learn more.
Q4 2019 EARNINGS OVERVIEW
Net Interest Margin
Operating Return on Tangible Equity
Operating Earnings Per Share
Operating Return on Assets
Organic Deposit Growth
BancorpSouth is committed to growing, improving and providing you with more resources and solutions to connect you to the things that matter most. We never stop working to create a better banking experience to help you at every step of your journey. Wherever you've been and wherever you want to go, BancorpSouth is Right Where You Are.
Online and Mobile Banking:
Please see our BancorpSouth Bank Customer Agreement and Disclosure Statement for Online and Mobile Banking Services.