Welcome Ouachita Independent Bank (OIB) to the BancorpSouth Family

BXS-MergerWelcome-HeadquarterImageBancorpSouth® is proud to welcome OIB to our family. A community bank at heart, BancorpSouth combines superior customer service with local bankers — much the same way that OIB always has.

What can you tell me about BancorpSouth?

BXS-MergerWelcome-HistoryImageIt all started in the tiny town of Verona, Mississippi, a community just south of Tupelo in the heart of Northeast Mississippi. For more than 142 years, BancorpSouth has met the banking needs of the communities in which we work and live. We give customers the full spectrum of banking products and services through local, personalized attention from people in our communities. Our big-bank offerings and small-bank feel make us a unique partner for customers who want to be more than just an account number.

BancorpSouth (NYSE: BXS) has grown over the years through a series of mergers and acquisitions to $17 billion in assets. The bank operates approximately 280 full-service branch locations as well as additional mortgage, insurance and loan production offices in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee and Texas, including an insurance location in Illinois. BancorpSouth is committed to a culture of respect, diversity and inclusion in both its workplace and communities.

Our Mission

Guided by uncompromising honesty and integrity, BancorpSouth strives to provide relationship-focused financial services in a manner that: exceeds the expectations of our customers, supports the betterment of our communities, instills pride and passion in our teammates, and delivers value to our shareholders.

Approach to Our Communities


BancorpSouth’s relationship-driven focus enables its bankers to engage their local communities and to serve their customers well—much the same way that OIB currently serves the community. Through a broad range of community involvement and support, BancorpSouth works to enhance all of the markets it serves. BancorpSouth provides not only financial resources but also team members who devote their own time and energies in supporting the local communities where they live and work.

Why did these two banks merge?

The merger of OIB and BancorpSouth allows us to better serve your growing financial needs. You will have much greater access to banking, mortgage, insurance, trust and wealth management locations in Alabama, Arkansas, Louisiana, Florida, Mississippi, Missouri, Illinois, Tennessee and Texas, providing more locations to better serve you, our customers, with the same level of service you have come to expect from OIB.

Will Ouachita Independent Bank change its name to BancorpSouth?

Yes. All locations are now BancorpSouth. Signage and documents are now BancorpSouth.

What services can I expect?

BancorpSouth has a full suite of financial services, including credit cards, personal and business loans, mortgages, asset management and trust offerings, insurance, online and mobile banking and much more.