VIEWING: Personal

Choose the Checking Account That’s Right for You–Right Where You Are.

BancorpSouth offers several checking accounts with a variety of features and benefits for special customers—you! There’s a BancorpSouth Checking Account ideal for students learning to take care of their finances, for young adults just starting out, for those looking to invest more, and retirees looking for discounts and perks. Compare our checking accounts and visit with one of our friendly Customer Service Representatives to decide which one is the right fit for you!


Compare Personal Checking Options


  • Opening Deposit
  • AVOID SERVICE CHARGE BY MEETING THESE MONTHLY REQUIREMENT(S)
  • Monthly Service charge if Requirements are not met
  • Interest Earned
  • Monthly Statement Fees
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  • Great for Everyone
  • My Way
    Checking
  • Open Account
  • $50
  • $100 minimum daily balance or five (5) debit card purchase transactions or at least one (1) Direct Deposit of $100 or more
  • $5
  • No
  • $0 - Online Statements(3)
    $2 - Paper Statements
    $4 - Paper Statements with Images
    No fee with $500 balance
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  • Earn High Interest
  • Performance
    Checking
  • Open Account
  • $50
  • $1,000 minimum daily balance or meet Higher Rate requirements(9)
  • $10
  • Higher Rate (9)
  • $0 - Online Statements(3)
    $2 - Paper Statements
    $4 - Paper Statements with Images
    No fee with $500 balance
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  • Earn Tiered Interest
  • Interest Plus
    Checking
  • Open Account
  • $1,000
  • $1,000 minimum daily balance
  • $10
  • Tiered Rates (2)
  • No fee for online or paper statements
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  • Great for Seniors Age 62+
  • Heritage
    Checking
  • Open Account
  • $50
  • $500 minimum daily balance
  • $8
  • No fee for online or paper statements
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  • Great for Students
    24 and Under
  • Student
    Checking(1)
  • Open Account
  • $50
  • None
  • $0
  • No
  • $0 - Online Statements(3)
    $2 - Paper Statements
    $4 - Paper Statements with Images
    No fee with $500 balance




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