Compare Personal Checking Options

Comparison Grid Personal Checking Options
 
Great for Everyone &
Students Under 25

Earn High Interest
Earn Tiered Interest
Great for Seniors Age 62+
  My Way
Checking

Performance
Checking
 
Interest Plus
Checking
 
Heritage
Checking

  Open Account
Open Account  Open Account  Open Account 
OPENING DEPOSIT
$50
$50
$1,000
$50
AVOID SERVICE CHARGE BY MEETING THESE MONTHLY REQUIREMENT(S)
$100 minimum daily balance or five (5) debit card purchase transactions or at least one (1) Direct Deposit of $100 or more
$1,000 minimum daily balance or meet Higher Rate requirements(2)
$1,000 minimum daily balance
$500 minimum daily balance
MONTHLY SERVICE CHARGE IF REQUIREMENTS ARE NOT MET
$5 - Everyone 
$0 - Students under 25
$10
$10
$8
INTEREST EARNED
No
 Higher Rate (2)  Tiered Rates (3)
MONTHLY STATEMENT FEES
$0 - Online Statements (4)
$2 - Paper Statements
$4 - Paper Statements
with Images
No fee with $500 balance
$0 - Online Statements (4)
$2 - Paper Statements
$4 - Paper Statements
with Images
No fee with $500 balance
No fee for online or paper statements
No fee for online or paper statements
DEBIT CARD




ONLINE BANKING




BILL PAY




SPENDING



MOBILE BANKING
 (5)
 (5)
 (5)
 (5)
OVERDRAFT PROTECTION AVAILABLE
 (6)
 (6)
 (6)
 (6)
BANCORPSOUTH CREDIT CARD AVAILABLE
 (7)
 (7)
 (7)
 (7)
ADDITIONAL FEATURES
Students under 25 receive first box of checks printed at no charge(9)
Up to 5 ATM refunds when requirements are met (2)
————
Travel and entertainment discounts, plus insurance and free checks (8)

Choose the Checking Account That’s Right for You–Right Where You Are.

BancorpSouth offers several checking accounts with a variety of features and benefits for special customers—you! There’s a BancorpSouth Checking Account ideal for students learning to take care of their finances, for young adults just starting out, for those looking to invest more, and retirees looking for discounts and perks. Compare our checking accounts and visit with one of our friendly Customer Service Representatives to decide which one is the right fit for you!