Fixed and Adjustable Rate Loans

Fixed and Adjustable Rate Mortgages (ARM) are available in varying term lengths. A fixed rate offers payment stability while an adjustable rate typically features a lower interest rate that adjusts periodically throughout the life of the loan. Contact your local home loan expert for more information or apply now to get started.

Conventional Mortgage Icon

Conventional Loans carry low interest rates, making them a popular option for prospective homebuyers.

VA Loan Icon

As a brave military veteran, you have given our country your very best.

FHA Loan Icon

An FHA Loan helps first-time homebuyers who meet certain requirements get the mortgage they need.

Portfolio Loans Icon

With a Portfolio Loan from BancorpSouth, your loan stays in house with us, so when you have questions, you'll always deal with a familiar face.

RuralHousing

Designed for low- and moderate-income rural residents, Rural Housing Loans are offered by the Rural Housing Service of the U.S.D.A.

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