How you save is just as important as why you save. So whether it's for your dream vacation, your first home, or early retirement, we have a savings package that will help you reach your goal the right way. Learn more now and compare our savings account options.
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Compare Savings Options
- Opening Deposit
- AVOID SERVICE CHARGE
with a minimum
- SERVICE CHARGE
If minimum balance
requirements are not met
- NO MINIMUM
to earn interest
- INTEREST PAID
- UNLIMITED DEPOSITS
- PAPER STATEMENT
- ONLINE STATEMENT
- DEBIT/ATM CARD
- ONLINE BANKING
- ADDITIONAL FEATURES/ INFORMATION
(1) Accrued interest is available for closing withdrawals.
(2)An excessive withdrawal fee of $5 will be charged for nonexempt withdrawal or transfer in excess of six per month or statement cycle of at least four weeks, as applicable. The following withdrawals and transfers are exempt from this limitation: withdrawals or transfers made at an ATM, made in person at a teller window, requested by U.S. postal mail, made for purposes of making payments on BancorpSouth loans, made in person to initiate a wire transfer, and made by telephone or fax where a check is mailed directly to the account holder."
(3) This "Memo" statement does not affect the quarterly interest payment schedule.
(4)Account can be accessed with a Debit/ATM card for instant access to funds with no withdrawal penalty.
Please see the BancorpSouth Account Information Statement for more details regarding savings accounts.
*With the Young Savers account, a parent or legal guardian is required to hold the account jointly with the minor if the minor is to have access to the account. When minor reaches 18, the account will convert to My Goal savings account.
**Earn the Higher Rate on balances of $100,000 or less during each interest cycle when you have both a combined statement and make a minimum of $50 in total deposits into your Performance Savings account through either Online Banking transfer or ACH deposit. If you don't meet these prerequisites, you will earn the Standard Rate for the interest cycle. The Standard Rate always applies on balances over $100,000. A Performance Checking account is required to open a Performance Savings account.