How you save is just as important as why you save. So whether it's for your dream vacation or for an early retirement, we have a savings package that will help you reach your goal the right way. Learn more now and compare our wide array of savings account options.
View account balances, track budgets and more, all in one convenient place.
Stay informed and learn about practical money skills, your credit score and more.
Free Online Banking
Check your balances, view your transaction history, pay bills and more — all from your computer or smartphone.
Compare Savings Options
- Opening Balance
- MINIMUM BALANCE
- SERVICE CHARGE
If minimum balance
requirements are not met
- BALANCE REQUIRED
TO EARN INTEREST
- INTEREST PAID
- UNLIMITED DEPOSITS
- ONLINE STATEMENT AVAILABLE
- CHECKS AVAILABLE
- ATM/DEBIT CARD
- ONLINE BANKING
- ADDITIONAL FEATURES / INFORMATION
(1) MoneyMarket Plus earns the rate of interest at each balance tier. Money Market Select earns the rate of the highest balance tier reached daily for the entire balance.
(2) Accrued interest is available for closing withdrawals.
(3) Interest is forfeited if balance is below $250 at maturity and on early withdrawal.
(4) Federal law requires that we convert a savings account to a checking account if you exceed six preauthorized or automatic debits or withdrawals per month. An Excessive Withdrawal Fee of $10 will be charged for each transaction over six per month.
(5) Federal law requires that we convert a savings account to a checking account if you exceed six preauthorized or automatic debits or withdrawals per month. An Excessive Withdrawal Fee of $5 will be charged for each transaction over six per month.
(6) This "Memo" statement does not affect the quarterly interest payment schedule.
(7) To receive your savings statement online, it must be combined with your checking account online statement within Online Banking.
Please see the BancorpSouth Account Information Statement for more details regarding money market accounts, savings accounts and certificates of deposit.
*With the Young Savers account, a parent or legal guardian is required to hold the account jointly with the minor if the minor is to have access to the account. When minor reaches 18, the account will convert to My Goal savings account.
**Earn the Higher Rate on balances of $0-$100,000 each interest cycle when you have both a combined statement and make a minimum of $50 in total deposits into your Performance Savings account through either Online Banking transfer or ACH deposit. If you don't meet these prerequisites, you will earn the Standard Rate for the interest cycle. The Standard Rate always applies on balances over $100,000. A Performance Checking account is required to open a Performance Savings account.
Last updated on December 7, 2013.